Are there overwater bungalows in Belize?

Yes. Lina Point on Ambergris Caye, in San Pedro, is an overwater resort. The cabanas sit on the water with glass-floor panels and private decks. Travelers also call them overwater bungalows, over-the-water bungalows, or huts over the water. The rooms page lists each cabana, suite, and the beachfront villa.

What is included in the room rate at Lina Point?

All rooms include daily breakfast, complimentary kayaks, snorkel equipment, free WiFi, and access to the overwater infinity pool. Overwater cabanas also include glass-bottom floors and private sun decks.

How do I get to Lina Point from the airport?

From Belize City International (BZE), take a domestic flight of about 15 minutes to San Pedro Airport (SPR), or a scheduled water taxi to the San Pedro terminal. The transfer from the San Pedro water taxi terminal or the San Pedro airstrip to Lina Point is complimentary. Share your arrival details in advance.

What is the minimum stay at Lina Point?

The minimum stay at Lina Point is 2 nights. Most guests stay 4–7 nights to fully explore the reef, mangroves, and local experiences.

Is Lina Point close to the Belize Barrier Reef?

Yes — Lina Point sits steps from the world's second-largest barrier reef. Snorkeling and diving are accessible directly from the property, and popular dive sites like Hol Chan Marine Reserve are minutes away by boat.

Is it cheaper to book directly at Lina Point than on Booking.com or Expedia?

Yes. Book on linapoint.com for the rate we are offering that day. Room rates change daily, so the booking page is the price. Direct guests can earn loyalty points, request early check-in, and reach the concierge without a third party.

Seller Financing a Caribbean Resort: Lina Point Deal Structure

Why buyers ask about seller financing

A commercial mortgage on a resort, especially for a foreign buyer of a Belize property, is often slow. Seller financing means the seller holds the note. The terms below are the public terms for Lina Point. They are not a quote from a bank, and they are not a comparison table of other islands.

The public terms

List price: $2,100,000
Down payment: 50% of list
Interest: 9% per annum
Amortization: 15 years
Balloon: the balance is due at year 3
Debt on the resort today: zero

At the $2,100,000 list price, 50% down is $1,050,000. The seller holds a note on the rest at 9%, amortized over 15 years, with the remaining balance due at year 3.

What the balloon means

The 15-year schedule sets the payments during the balloon period. It is not the date the note is paid off. At year 3 the remaining balance is due. A buyer then refinances, pays the balance, or asks the seller about an extension. An extension is a new agreement. It is not part of the published terms.

Cash, and a broker

Cash price: about $1,995,000. That is the list price less the published cash discount.
Co-broke: 3%, paid by the seller. Register the buyer at overwater.com/realtors before a showing. The buyer’s price is not marked up.

Records before you rely on the note

Seller financing does not skip diligence. Ask for:

Independent legal review of the IBC and the corporate documents
A title search on the parcels that are actually in the sale
The survey, the equipment list, and the management contracts
Profit-and-loss statements and operating records, shared under NDA

The resort is offered with zero debt. Projected gross revenue is $907,000, and that figure is a projection, not trailing actuals. Do not treat the projection as the cash the note will be paid from.

The Lina Point offer

Lina Point is a freehold turnkey overwater resort in San Pedro, on Ambergris Caye, Belize. It was built in 2017 and is listed at $2,100,000 USD (about $1,995,000 cash). Seller financing is 50%. The resort is offered with zero debt. Projected gross revenue is $907,000, and that figure is a projection, not trailing actuals.

The resort package includes 9 hotel keys, The Mayan restaurant, docks, a pool bar, a sandbar, and 30% management rights on 5 glass-floor cabanas. Cabana deeds and 3 lots are sold separately. The seller pays a 3% co-broke. Marketed by Point Realtor LLC (Florida).

The primary listing is overwater.com/resort. Realtors register a buyer at overwater.com/realtors. Write to sales@overwater.com or WhatsApp +1 (813) 850-5899.

Where to go next

If you want these terms applied to a specific buyer, start on the listing. The inquiry form is on overwater.com/resort. Brokers register before a showing at overwater.com/realtors. Direct questions go to sales@overwater.com.

Seller Financing a Caribbean Resort: How the Lina Point Deal Structure Works